Question 1

What paperwork needs to be filed after someone dies?

Accepted Answer

After a death, families typically need to file 47+ forms including: IRS Form SS-4 (estate EIN), IRS Form 56 (executor notice), Social Security death notification, SSA-8 lump-sum benefit, SSA-10 survivor benefits, final 1040 tax return, life insurance claims, probate petition, and notifications to banks, credit bureaus, and government agencies.

Question 2

How do I apply for a Social Security death benefit?

Accepted Answer

You can claim the $255 Social Security lump-sum death benefit (SSA-8) by calling 1-800-772-1213 or visiting your local Social Security office. You must claim within 2 years of the death. A surviving spouse or dependent child is eligible. LastingPath provides a step-by-step wizard for SSA-8.

Question 3

Do I need probate if someone dies without a will?

Accepted Answer

It depends on the estate value and state. Many states allow small estates under $50,000–$100,000 to skip probate using a Small Estate Affidavit. Estates above the threshold typically require probate court even without a will. LastingPath helps you determine if you qualify for the small estate process.

Question 4

What is an estate EIN and do I need one?

Accepted Answer

An estate EIN (Employer Identification Number) is a tax ID for the deceased's estate. You need one to open an estate bank account, file the estate tax return (Form 1041), and handle most financial transactions. You apply for it using IRS Form SS-4, which LastingPath can guide you through in minutes.

Question 5

How long does estate administration take?

Accepted Answer

Simple estates with no real estate and under the small estate threshold can be settled in 1–3 months. Estates going through probate typically take 6–18 months. Most time-sensitive tasks (Social Security, IRS notifications, creditor notices) have deadlines within the first 60–90 days.

Question 6

How do I get an EIN for an estate?

Accepted Answer

File IRS Form SS-4 to obtain an Employer Identification Number (EIN) for the deceased's estate. You can apply online at irs.gov, by fax, or by mail. The EIN is required to open an estate bank account, file estate tax returns, and manage financial transactions on behalf of the estate. LastingPath walks you through the SS-4 application step by step.

Question 7

What is Form 56 and when do I need to file it?

Accepted Answer

Form 56 is the Notice Concerning Fiduciary Relationship filed with the IRS. It formally notifies the IRS that you (the executor, administrator, or personal representative) are acting on behalf of the deceased's estate. You should file Form 56 as soon as you are appointed by the court or named in the will. LastingPath's guided wizard helps you complete and file Form 56 correctly.

Question 8

How do I claim Social Security survivor benefits?

Accepted Answer

File SSA-10 for monthly survivor benefits if you are a surviving spouse, dependent child, or other eligible dependent. You can apply by calling Social Security at 1-800-772-1213 or visiting your local office. Survivor benefits can provide ongoing monthly income based on the deceased's earnings record. LastingPath guides you through the SSA-10 application process.

Question 9

What is the deadline for filing estate tax returns?

Accepted Answer

Form 706 (United States Estate Tax Return) is due 9 months after the date of death. You can request an automatic 6-month extension using Form 4768. For 2026, estates exceeding $13.61 million in gross assets are required to file. The estate income tax return (Form 1041) is due on April 15 of the year following death. LastingPath tracks these deadlines and sends reminders.

Question 10

How do I notify creditors of a death?

Accepted Answer

Send written notice to known creditors within the timeframe required by your state (typically 30–90 days after appointment). Most states also require publishing a notice in a local newspaper to notify unknown creditors. Creditors then have a limited window (usually 3–6 months) to file claims against the estate. LastingPath's Creditor Shield tool helps you manage creditor notifications and analyze claims.

Question 11

Do I need probate if the estate is small?

Accepted Answer

Many states allow small estate affidavits for estates below a certain threshold, typically $25,000 to $200,000 depending on the state. A small estate affidavit lets you transfer assets without going through formal probate court proceedings, saving significant time and legal fees. LastingPath covers small estate affidavit guidance for all 50 states and helps you determine if you qualify.

Question 12

How do I transfer a vehicle title after death?

Accepted Answer

Contact your state DMV with the death certificate, the vehicle title, and proof of your authority as executor or heir (Letters Testamentary or small estate affidavit). Requirements vary by state — some require an odometer reading, emissions test, or notarized affidavit. LastingPath's vehicle transfer wizard provides state-specific instructions and required documents.

Question 13

What is a Letters Testamentary?

Accepted Answer

A Letters Testamentary is a court document that officially grants the executor authority to act on behalf of the estate. It is issued by the probate court after the will is validated. Banks, insurance companies, and government agencies require Letters Testamentary before they will release assets or information. If there is no will, the equivalent document is called Letters of Administration.

Question 14

How long does estate administration typically take?

Accepted Answer

Simple estates take 6–12 months to fully settle, while complex estates with real property, business interests, or contested claims can take 1–3 years. Key milestones include obtaining the EIN (week 1), filing IRS and SSA notifications (month 1), completing probate (months 3–12), and making final distributions. LastingPath provides a personalized timeline and deadline tracker for your estate.

Question 15

Can I handle estate administration without a lawyer?

Accepted Answer

Yes, for straightforward estates with clear beneficiaries, no disputes, and assets below the estate tax threshold, many executors handle administration themselves. LastingPath provides guided wizards for every form and task, AI-powered assistance for questions, and state-specific guidance. For complex situations involving business assets, tax planning, or family disputes, consulting an estate attorney is recommended.

Sub-Processor	Purpose	Data Processed	Location
Supabase	Database, authentication, and file storage	All estate data, user accounts, documents, chat history	United States
Stripe	Payment processing	Email, payment card details, transaction records	United States
Anthropic	AI-powered chat, document analysis, and letter generation	Estate context (names, dates, state), user queries, document content	United States
Resend	Transactional email delivery	Email address, name, email content	United States
Plaid	Bank account discovery (Concierge tier only)	Bank account metadata, institution names, account types	United States
Sentry	Error monitoring and diagnostics	Error traces, browser metadata (PII scrubbing enabled)	United States
Vercel	Application hosting, CDN, and serverless functions	HTTP requests, IP addresses, anonymous analytics	United States

Data Processing Agreement

1. Parties and Roles

2. Categories of Personal Data Processed

Identity and Contact Data

Deceased Individual Data

Financial Data

Documents and Correspondence

Usage and Technical Data

3. Purposes of Processing

4. Sub-Processors

5. Security Measures

6. Data Retention

7. Data Subject Rights

8. International Data Transfers

9. Data Breach Notification

10. Changes to This Agreement

11. Contact